ACHIEVING FINANCIAL FREEDOM PART 1

Hey, have you been thinking on how to manage your finances? Do you end up broke as a result of bad management of your finances and this causes you to live from one paycheck to the next. If you find yourself in this situation this article might be of help to you. 

Firstly I want you to be convinced that you could become a millionaire or a billionaire if you want irrespective of your pay package. It takes discipline and determination to achieve financial freedom. Huge salaries may keep your comfortable for a while but if you do not manage the funds properly as they roll in you might just end up broke, think about some of the renown sport stars who end up bankrupt and some other guys who inherit a fortune from their parents yet the wealth slips away. 

So you see, building your fortune does not depend on the size of your pay check. The secret of achieving financial freedom is cultivating a habit of saving a part all that you earn. Always say to yourself a part of what I earn is mine to keep.

Say it in the morning when you wake up from bed, say it in the afternoon and then in the evening before you go to bed. Repeat this at least three times a day. A part of what I earn is mine to keep.

What you save should not be less than one tenth of your earnings. This does not mean you should be crafty, you should be generous to others who are in need.

One other important aspect of achieving financial freedom is by contributing your tithes to your church or your place of worship. Giving your tithes is a command in the bible, your tithes should be at least one tenth of your earnings. Remember God is faithful to those who are faithful to him. If you are unfaithful with your finances to God, He too will be unfaithful with his blessings to you. Tithing is the only way of breaking the curse of poverty in your life. 

Friends I urge you to put this two aspects we have shared today and see how the Lord will bless you tremendously!!

DISCOVER YOUR PURPOSE ON EARTH

It's not about you. The purpose of your life is far greater than your own personal fulfillment, your peace of mind, or even your happiness. It's far greater than your family, your career, or even your wildest dreams and ambitions, If you want to know why you were placed on this planet, you must begin with God. You were born by his purpose and for his purpose.

The search for the purpose of life has puzzled people for thousands of years. That's because we typically begin at the wrong starting point, which is ourselves. We often ask self centered questions like what do I want to be? What should I do with my life? What will my future be like and what career should I follow. Focusing on ourselves will never reveal life's purpose. The Bible says that "God directs the lives of his creatures; everyone's life is in his power"

Note that you didn't create yourself, so there is no way you can tell yourself what you were created for! You must begin with God, your creator. You exist only because God wills that you exist. You were made by God and for God and until you understand that , life will never make sense, It is only in God that we discover our origin, our identity, our meaning, our purpose, our significance and our destiny. Every other path leads to a dead end.

You discover your purpose and destiny through a relationship with Jesus Christ. Remember God was thinking of you long before you ever thought about him. His purpose for your life dates back at your conception. He planned it before you existed,

You may have felt in the dark about your purpose in life. Congratulations, you are now into light!!!!

Bad weather hampers search for migrants

Italy sinking: Bad weather hampers search for migrants

Footage from Italy's fire service shows divers reaching the wreckage, at a depth of 47 metres

Continue reading the main story

Migrant tragedy

• EU dilemma
• Risky journey
• European tragedy
• In pictures

Rough seas have forced divers to postpone their search for more than 200 migrants still unaccounted for after their boat sank off southern Italy.

Rescuers have so far found 111 bodies, and 155 people have been pulled alive from the seas 1km (half a mile) from the island of Lampedusa.
Dramatic video footage shows the boat lying upright on the seabed some 150ft (45m) below the surface.
Divers have described seeing horrific scenes inside the wreckage.

Continue reading the main story

At the scene Gavin Hewitt Europe editor, in Lampedusa

The arguments have begun over how to stop this tragic loss of life.
An estimated 25,000 have lost their lives in the past 20 years.
Some officials are saying that if you close borders then you give more power to the traffickers. Others point out that there are 26 million out of work in the EU and that Europe is reluctant to accommodate more migrants.
UN Secretary General Ban Ki-moon said on Thursday that there needed to be "more channels for safe and orderly migration". It might help but it remains likely that thousands will still try and migrate to Europe.
EU Home Affairs Commissioner Cecilia Malmstroem vowed to "fight smugglers exploiting human despair".
None of this is easy but officials are saying that the migrants have become a "European tragedy".

• Read more from Gavin

Corpses are crammed into the wreck and some of the bodies - even in death - seeming to cling to the sides of the hull, the BBC's Alan Johnston reports.

So many bodies have been brought ashore that the island has had to send for more coffins and turn a hangar at the airport into a huge, makeshift mortuary.
Italians are aghast at the scale of the tragedy, Italy's worst ever migrant shipwreck, our correspondent says.
A day of mourning has been declared, with flags flying at half-mast and a minute of silence observed in all Italian schools.
A special mass is being held on Friday evening in the church in Lampedusa.
Pope Francis, visiting Assisi, described Friday as "a day of tears" for the victims and condemned a "savage world" that ignores the plight of "people who have to flee poverty and hunger".
He has said he wants to use abandoned Catholic monasteries and convents to house refugees.
Lampedusa Mayor Giusi Nicolini - who wept at the scene of so many bodies - said: "After these deaths, we are expecting something to change. Things cannot stay the same."
"The future of Lampedusa is directly linked to policies on immigration and asylum," she told reporters.
Key migrant routes to southern Europe

Continue reading the main story

Illegal migration numbers

• Since 1988, at least 19,142 people died trying to reach Europe's borders - 2,352 in 2011 alone
• 6,707 have died off Sicily in the past 10 years
• In 2012 Italy examined 27,000 asylum claims - 24% of applicants got international protection
• 272,208 asylum claims in whole EU in 2012, of which 25% were in Germany
• 30,100 irregular migrants reached Italy by sea in Jan-Oct 2013 - about half were from Syria and Eritrea

Sources: UNHCR, Frontex, Fortress Europe

• Europe's migrant dilemma

"This is not an Italian tragedy, this is a European tragedy," Interior Minister Angelino Alfano has said. "Lampedusa has to be considered the frontier of Europe, not the frontier of Italy."

'Continuous horror' Italian coastguard ships, fishing boats and helicopters have been taking part in the rescue and recovery operation off an area of Lampedusa called Rabbit Island.
The search has been widened beyond the initial radius of four nautical miles in an effort to recover bodies that have been swept away by tides.
But the worsening weather conditions have put the operation on hold, the BBC's Gavin Hewitt reports from Lampedusa.

Gavin Hewitt in Lampedusa says that at least 200 migrants are still unaccounted for

Mr Alfano said the divers had seen dozens of bodies in the wreck. "There could be even more in the hold, where the poorest of the poor are usually put," he told parliament.

Continue reading the main story

“Start Quote

Africa may be seeing sustained economic growth, but few of the profits appear to be trickling down to the poorest”

Andrew Harding Africa correspondent

• Read more from Andrew
• My two weeks on a migrant boat

Half of the bodies so far recovered are said to be women and four are children.

The skipper of the boat, a 35-year-old Tunisian, was arrested, Mr Alfano announced on a visit to Lampedusa on Thursday. "He had been deported from Italy in April," he said.
The 66ft (20m) ship was carrying around 500 migrants - mostly from Eritrea and Somalia - when it set sail from the Libyan port of Misrata, survivors said.
The boat began taking on water when its motor stopped working as it neared Lampedusa early on Thursday morning, they said.
Some of those on board then reportedly set fire to a piece of material to try to attract the attention of passing ships, only to have the fire spread to the rest of the boat.
The boat is thought to have capsized when everyone moved to one side.

This image released by the Italian coastguard shows some of the migrants who survived the shipwreck.

Most of those who were making the crossing from Libya to Italy were from Eritrea and Somalia.

So many bodies have been recovered, a hangar at Lampedusa's airport has had to be turned into a temporary mortuary.

Black ribbons in memory of those who died were tied to banners during a mass by Pope Francis in front of St Francis Basilica in Assisi.

Footage from Lampedusa showed bodies being laid out on the dockside.
Mayor Nicolini has described the scene as a "continuous horror", while a local doctor said the hardest part to deal with was seeing the bodies of children.
An Eritrean woman who had initially been placed among the bodies on the shore was later found to be breathing and was taken to hospital in Sicily.

Continue reading the main story

Why people flee Eritrea and Somalia

Eritrea:

• UN says 3,000 people try to flee each month
• Human rights groups say the country is becoming a giant jail, with some 10,000 political prisoners
• Young people conscripted to army - sometimes until age of 40

Somalia:

• Much of the country controlled by al-Shabab Islamist militants
• Country ravaged by two decades of war

In a statement, UN High Commissioner for Refugees Antonio Guterres commended the swift action taken by the Italian coast guard to save lives.

Mr Guterres also expressed "dismay at the rising global phenomenon of migrants and people fleeing conflict or persecution and perishing at sea".
The UN said that in recent months most migrants attempting the crossing were fleeing the conflicts in Syria and the Horn of Africa, rather than coming from sub-Saharan Africa.
The number of those arriving by sea to Italy this year until 30 September stood at 30,100, according to the UN.
The main nationalities of those arriving were Syrian (7,500), Eritrean (7,500) and Somali (3,000).

US shutdown: Barack Obama cancels Asia trip

The BBC's Katy Watson: "Obama pins the blame on House Republicans"

Continue reading the main story

US budget row

• Q&A: Shutdown
• 'Suicide caucus'
• Who is affected
• Q&A: 'Obamacare'

US President Barack Obama has cancelled his trip to Asia because of the US government shutdown.

Mr Obama will miss two summits, including the Asia-Pacific Economic Co-operation (Apec) meeting in Indonesia.
The decision was made due to the "difficulty in moving forward with foreign travel in the face of a shutdown", the White House said.
The US government closed non-essential operations on Tuesday after Congress failed to agree a new budget.
Mr Obama called Indonesian President Susilo Bambang Yudhoyono on Friday morning and expressed his regret for the cancellation, Indonesian Presidential Spokesman for Foreign Affairs Teuku Faizasyah told the BBC.
The visit has not been rescheduled, the spokesman added.
Secretary of State John Kerry will attend the Apec gathering and the East Asia summit in Brunei in Mr Obama's place, the White House said.
'Avoidable'

House Speaker Boehner: "This isn't some damn game"

"The cancellation of this trip is another consequence of the House Republicans forcing a shutdown of the government," the White House said in a statement.
"This completely avoidable shutdown is setting back our ability to create jobs through promotion of US exports and advance US leadership and interests in the largest emerging region in the world," the statement added.
Mr Obama had been due to begin a four-nation Asian trip on Saturday, heading to Bali and Brunei for regional summits before travelling on to Malaysia and the Philippines.
On Wednesday, the White House had said Mr Obama would postpone his trips to Malaysia and the Philippines because of the US government shutdown, but maintained that he would travel to Indonesia and Brunei.
The US government partially shut down operations on Tuesday after Republicans who control the House of Representatives refused to approve a budget, saying they would only do so if Mr Obama's healthcare reform law were delayed or stripped of funding.

IMF head Christine Lagarde says it is "mission critical" that the situation is resolved

Mr Obama and the Democrats have refused, noting the law was passed in 2010, subsequently approved by the Supreme Court, and was a central issue in the 2012 election which Mr Obama won handily.
On Friday, Democrats and Republicans appeared no closer to finding a way out of the impasse.
Republican House Speaker John Boehner insisted Mr Obama and Democratic Senate leaders open negotiations on the shutdown.
"All we're asking for is to sit down and have a discussion," he said. "This isn't some damn game."
Mr Obama, out for a sandwich at a shop near the White House later, said he was happy to hold talks with the Republicans, "but we can't do it with a gun held to the head of the American people".
"This shutdown could be over today," he said. "We know there are the votes for it in the House of Representatives. If Speaker Boehner will simply allow the vote to take place, we can end this shutdown."
The US also faces running out of money and defaulting on its debt if there is no agreement to raise government borrowing limits later this month.
'Worse than 2008' Christine Lagarde, managing director of the International Monetary Fund (IMF), said on Thursday that a failure to raise the US debt ceiling would be a far worse threat to the global economy than the current shutdown.
She said it was "mission critical" that the US agrees a new debt limit.
Ms Lagarde's comments were echoed by the US Treasury.
It said a debt default could lead to a financial crisis as bad as 2008 or worse.
Meanwhile, the impact of the shutdown was being felt across the country.
The National Transportation Safety Board did not send investigators to a deadly church bus crash in Tennessee that killed eight people and injured 14 others.
The labour department also said it would not release the highly anticipated September jobs report on Friday because the government remains shuttered.
With Tropical Storm Karen bearing down on the Gulf states, the website of the National Oceanic and Atmospheric Administration (NOAA), carried a message saying: "Due to the Federal government shutdown, NOAA.gov and most associated web sites are unavailable."
It referred visitors to the National Weather Service.
However, the Federal Emergency Management Agency (Fema) recalled workers to help prepare for the storm.
On Friday, House Majority Leader Eric Cantor said the House would vote on a measure to re-open Fema as well as the National Weather Service to deal with the impending storm.

Lead Consultant to Develop UNICEF’s Basic Package for Risk-Informed Programmes

TERMS OF REFERENCE

Risk-Informed Programmes Consultant

Title: Lead Consultant to develop UNICEF’s Basic Package for Risk-Informed Programmes

Duration: 6 months (132 days) with extension based on funding

Location: Consultant will be based at UNICEF HQ in New York.

BACKGROUND

Shocks including natural hazards, armed conflict, epidemics, economic downturns and food price hikes, are eroding rights and reversing development gains; stresses such as, violence, unplanned urbanisation, rapid population growth, climate change and environmental degradation, are compounding vulnerability, reducing resilience and increasing the impact of shocks. Moreover, amid advances in development, the benefits of rapid economic growth have not been equally shared and disparities have increased. More than ever before, many of the most vulnerable children face increasingly high levels of risk. UNICEF definition of resilience is ‘The ability of children, communities and systems to withstand, adapt and recover from stresses and shocks, advancing the rights of every child, with special attention to the most vulnerable and disadvantaged children.’ Disaster Risk Reduction (DRR), Climate Change Adaptation (CCA), peace building and conflict are all part of resilience.

UNICEF is currently enhancing its new Strategic Plan (2014-2017) to include resilience into development programs in risk prone and fragile settings through two linked approaches (1) programming informed by risk and a wider context analysis and (2) aligning development and humanitarian action. It will be cognizant of drivers of vulnerability and risk and strengthen positive coping mechanisms; development work will be risk informed and transformational, reducing equity gaps and vulnerabilities to enhance resilience to shocks.

The above entails provision of support throughout the programming cycle (SitAn - planning - coordination - implementation - M&E), to develop country capacities for ensuring risk and conflict-informed analysis and integrated, adaptive and resilience-building programmes, addressing emerging issues and achieving high impact, equitable results for children and women affected by humanitarian crises and living in risk prone and fragile settings.

UNICEF Programme Division (PD) recognized the need to have sector specific and integrated guidance which will support the implementation of UNICEF’s strategy for resilience. UNICEF’s Basic Package for Risk Informed Programmes: The “How-to” Guide for Fragile and Risk Prone Settings will be developed to address this need.

PURPOSE

To enhance the capacity of UNICEF country offices, programmes, and partners in risk prone or fragile settings to: (1) use risk information to develop flexible programmes, (2) to strengthen systems to adapt/adjust programmes based on risk, and (3) make the guidance and tools available to prepare and respond to shocks. The project will focus on systems, community-based, and individual programmes to build the safety and resilience of systems, communities and individuals in risk prone and fragile settings. The project will contribute to the UNICEF resilience agenda proposed for the Strategic Plan (2014-2017).

The Basic Package for UNICEF country office programmes will include (1) the development of a framework where programmes will fit into an overarching integrated multi-sectoral UNICEF guidance on resilience (2) a “How-to” guide providing practical guidance and tools for UNICEF country office programme staff and key partners for mainstreaming/strengthening resilience in existing or future programmes/plans and (3) a training programme aimed at country office programme staff and partners. These three components will be known as UNICEF’s Basic Package for Risk Informed Programmes.

UNICEF’s Basic Package for Risk Informed Programmes will take into account and include/link to UNICEF’s current programmatic work and resilience initiatives across the organization and will integrate these when developing guidance and tools for DRR, CCA, peace building and conflict.

MAIN RESPONSIBILITIES AND TASKS

The lead consultant will develop a framework that will articulate UNICEF’s vision and strategic programme direction into which sector specific How-To Guide will be developed. In addition the consultant will lead and manage the sector consultants/technical staff in the development of the How-To Guide for UNICEF’s Basic Package for Risk Informed Programmes

Activities Include:

o Develop workplan with clear deliverables for the sector consultants/ technical staff
o Survey the current UNICEF initiatives related to the resilience strategy across UNICEF divisions, regions and countries
o Facilitate and participate in discussions with UNICEF country and regional offices, and key HQ staff for input into the Framework for UNICEF’s Basic Package for Risk-Informed Programmes
o Develop Framework for UNICEF’s Basic Package for Risk-Informed Programmes
o Co-Lead Strategic Advisory Group and regularly update the group on progress
o Draft TORs for the sector specific technical consultants
o Oversee and provide guidance to the sector consultants working to develop the sector specific and integrated components, including integrating cross-cutting issues into UNICEF’s Basic Package for Risk-Informed Programmes
o Work with the selected country teams, in country and remotely to develop UNICEF’s Basic Package for Risk-Informed Programmes
o Coordinate interdivisional work including meetings with UNICEF division heads and PD section chiefs to ensure the work is consistent with and inclusive of work on resilience going on across UNICEF
o Oversee the consultant(s) hired for the development of training materials for capacity building as part of UNICEF’s Basic Package for Risk-Informed Programmes
o Coordinate a workshop with UNICEF country and regional offices to finalize and validate UNICEF’s Basic Package for Risk-Informed Programmes

Deliverables:

o Work Plan for the Project
o Overall Framework for UNICEF’s Basic Package for Risk Informed Programmes
o Mid-Contract progress report on UNICEF’s Basic Package for Risk Informed Programmes including a summary presentation that could be used for a high-level meeting such as Martigny III
o UNICEF’s Basic Package for Risk Informed Programmes

MINIMUM QUALIFICATIONS AND COMPETENCIES

o Advanced university degree in a related field.
o A minimum of 15 years of experience in managing, planning and implementing development, emergency, DRR and/or peace-building/conflict prevention programmes.
o Experience developing guidance and tools and good written skills. Sample of work to be provided.
o Fluency in English (verbal and written). Knowledge of another UN language is an asset.
o Availability for travelling if required (at least 2 countries during the 6 months assignment)
o Previous UNICEF experience will be considered an important asset

How to Apply:

Qualified candidates are requested to submit a cover letter, CV and P 11 form (which can be downloaded from our website at http://www.unicef.org/about/employ/index_53129.html) to pdconsultants@unicef.org with subject line “Risk-Informed Programmes Consultant” by October 4, 2013, 5:00pm EST. Please indicate your ability, availability and daily/monthly rate to undertake the terms of reference above. Applications submitted without a daily/monthly rate will not be considered.

Joint Applications of two or more individuals is not accepted.

Job Email id:

pdconsultants(at)unicef.org

Compensation & Benefits Advisor ADDAX PETROLEUM

Responsibilities
Job Purpose/Summary
Manage and continuously improve an effective rewards program which successfully
attracts, retains and motivates the right people for the business
Lead the Compensation and Benefit function assuring high performance and customer
focus in payroll management, policy development and implementation and new process
implementation
Initiate, participate and analyze findings in compensation & benefits and benchmarking
surveys.
Responsible for salary review exercises on the planning and administration of
performance ratings and bonus submissions including the salary budgeting
preparations.
Key Accountabilities/Result Area
· Responsible for full salary review process (from planning to execution) and designs and
recommends other compensation related initiatives;
· Participates in the annual salary survey and leads the salary structure/banding formulation;
· Leads annual benefits review process, making recommendations where justified and implementing
revised plans - Oversee competitive analysis, merit increases and salary structure;
· Manages and leads Payroll for Nationals and Expatriates, including taxation and monthly charges;
2
· Manages and leads the company's job evaluation process (from Job Description Library to JE
results);
· Enable the organization change by reviewing/updating all Company Policies including those but not
limited to Compensation and Rewards spectrum;
· Co-design, plan and implement company's HR Information System (HRIS);
· Manages manpower analytics in a monthly, quarterly and annual basis;
· Leads the implementation of yearly Performance Management System and advise on salary
increase requests;
· Provides leadership to HR Administration and Reward/Benefit team in all workflow processes and
practices;
· Management of Supplementary pension plan - Administer and manage employee insurance plans
and oversee pension and savings plans;
· Management of Human Resources Budget - Forecast budget for salary increases;
· Oversees leave of absence processes to ensure administration according to applicable labour
· law and Collective Agreement;
· Compensation & Benefits (Payroll) Audit Coordination;
· Interaction with taxation, CNPS and all departments.
Interface
The incumbent is part of an HR Team of six staff providing services to a population of 110 nationals and 8
expatriates. This is a function with at least one direct report.
Internal Interfaces
· APCC staff & Line Managers;
External Interfaces
· Manpower Companies;
· Pension/ Insurance Companies;
· CNPS & Labor authorities;
· OpCos & Group.
Behavioural Requirements
§ Ability to work autonomously and collaboratively within a team and build effective working relationships
with internal and external clients;
§ Good knowledge and practice of the Cameroon labor and taxation laws;
§ Strong numerical and analytical skills is a necessity;
§ Advanced Microsoft Excel skills - High level of IT literacy and use of Microsoft office packages would be
an advantage;
§ High degree of independent thinking and the ability to prioritize workload;
§ Experience of operating with highly confidential and sensitive information with tact and diplomacy;
§ Experience of reviewing, implementing and maintaining efficient systems and processes.
§ Fluency in French and English is required to deal with most internal/external interfaces;
§ Good presentation and communication skills.
Experience/Qualifications
· University Degree or Diploma in Social Sciences /Management or in any field with relevant study;
· Minimum 5 years experience in Payroll Management & Compensation and Benefits field;
· Demonstrated competencies in Reward Systems, Taxation, Salary Surveys, HR Information Systems;
· Proficient in HRIS system and adept in using Microsoft Excel.
· Experience in a Multinational (International environment).
Send application to: Apcc-Recruitment@cm.addaxpetroleum.com

Management Consultant

Position: Management Consultant, Iraq Microfinance

Location: Sulaimaniya, Iraq

Duration: 2-6 months starting immediately

About RI:

Relief International (RI) is an international relief and development agency with cross-sectoral programs bridging relief and development. Relief International began providing micro and small loans to disadvantaged men and women in Iraq in 2006. It now serves more than 9,000 Iraqis through its nine-branch network, with an outstanding loan portfolio of $10.2 million as of December 2012.

Position Summary:

Under the supervision of the Enterprise Works Executive Director and the Headquarters Controller, the Management Consultant, Iraq Microfinance will assist Relief International in responding to urgent management issues, conducting internal audit activities and branch assessments, and providing input into strategic planning for the Iraq Microfinance Program. He/She will be responsible for working closely on the ground with the Iraq Operations Director/acting Country Director/acting MSME Director, and will be expected to travel throughout the program’s branch network (in Southern and Northern Iraq).

ESSENTIAL RESPONSIBILITIES AND DUTIES:

• Work with the HQ supervisory committee and the Iraq Operations Director to identify and resolve urgent management and transition issues;
• Assist in the assessment of each branch, develop and communicate effectively a holistic description of each branch’s performance, revenue and expenses, and assist in implementing the agreed-upon action plans;
• Assess personnel needs, clarify decisions that need to be made and help the Iraq Operations Director in implementing them upon approval by the HQ supervisory committee;
• Assist the Iraq Operations Director in conveying decisions regarding the microfinance program to staff with authority, sensitivity, prudence and in compliance with RI’s standard operating procedures and local labor laws;
• Work with HQ Supervisory Committee to establish corporate governance infrastructure inclusive of executive, finance and internal audit functions;
• Help in ensuring that monthly monitoring and strategic item reports (quantitative and qualitative) are submitted to RI HQ, and that these reports are timely and accurate;
• Ensure program adherence to global microfinance best practices consistent with host country regulations and requirements;
• Assist in developing, evaluating and updating strategic plans, business plans, human resource development plans, technical assistance, and other support services and strategies;
• Be a resource for training and technical assistance as needed on issues concerning financial management, planning and budgeting, MIS, regulatory and legal requirements, human resources management, governance, advocacy and policy development;
• Lead and participate in microfinance related program development to secure additional funding for the expansion of microfinance operations and programming, as requested by the HQ Supervisory Committee;
• Upon request, represent RI and the Iraq microfinance program with legal, financial, government and other key players in micro-finance through RI representation/participation in key events or industry fora and conferences.

QUALIFICATIONS & REQUIREMENTS:

This position demands a dynamic individual with a demonstrated ability to multi-task and achieve results in a demanding and fast paced environment:

• Experience managing a commercial microfinance entity and/or a transformation process.
• B.A/Sc. in economics, finance or development, or other related field, MBA preferred
• Strong English and Arabic skills, additional Kurdish proficiency ideal
• Excellent writing and presentation skills, ability to highlight and explain relevant data.
• Knowledge of best practice MF standards and MSE lending, at least 5 years MF experience.
• Experience working with international financial partners
• Strong interpersonal skills, demonstrated ability to work independently, and as part of a team

To Apply:

http://ch.tbe.taleo.net/CH07/ats/careers/requisition.jsp?org=RI&cws=4&rid=440